Long-Term Care Insurance FAQs

We’ve always offered long-term care insurance to our attorneys and their clients, but in 2021 and 2023, we took our commitment to long-term care insurance to the next level by acquiring LTC Solutions and USA-LTC. Now, our services are backed by even more industry specialists with decades of experience in long-term care insurance. Plus, we have access to all the top carriers of the product. Simply put, we’re better equipped than ever to serve your long-term care insurance needs.

Attorneys like you have one goal in mind when developing at estate plan: protect the client’s assets. Working in the estate planning and elder law field, you know firsthand how detrimental a long-term care event is to this plan if the client is unprepared. That’s where long-term care insurance comes in. This product is the ultimate complement to the estate plan, and you can rest easy knowing you’ve achieved your goal as the attorney.

You do not need to work with a third party agent. Similar to our MCA process, our in-house team is insurance licensed and can assist you and your client throughout the process and write the business. Different from our MCA process, you can also choose to simply refer your client to us if you do not wish to be involved. Our specialists will work with the client directly to find a policy that meets their needs and goals.

Absolutely! All writing agents must hold an active Health & Life Insurance License in the state they are writing along with any state certification courses. All states require an initial 8-hour course, and most states require renewal courses every two years. Contact us for your state’s specific requirements.

Some products also require additional trainings and certifications, and you need to be appointed by the carrier(s) you will be writing. In many cases, the appointment contract paperwork can be submitted with the piece of business, but some require the carrier appointment prior to submitting business. We will guide you on what is required for your specific situation.

We provide regular webinars and other content on long-term care insurance. Check your Attorney Access account for more information! We also work closely with insurance carriers and agents through our sister company, Krause Agency, to provide all the tools and resources needed to be successful.

Yes, licensed agents can get contracted through Krause Agency to sell our products. Contact our office for more information.